Earn interest on your crypto
Open interest account with us and earn up to 7.21% APY on BTC and up to 16.87% APY on USDC, compounding DAILY, and paid out daily.
Bitcoin (BTC)
Earn 5.75% – 7.21% APY
Ethereum (ETH)
Earn 6.71% – 8.56% APY
USD Coin (USDC)
Earn 11.94% – 14.96% APY
Tether (USDT)
Earn 11.79% – 14.77% APY
Plus, more than 40 available assets to hold and earn interest
Currently we support 55 crypto coins and stablecoins. We add more assets regularly based on customers requests or global trends. Here are our current interest rates updated on 4th January 2021.
Coin name
Tier 1 / Tier 2 / Tier 3 APY
Bitcoin (BTC)
5.75% / 6.56% / 7.21%
Ethereum (ETH)
6.71% / 7.94% / 8.56%
Tether (USDT)
11.79% / 14.17% / 14.77%
XRP (XRP)
4.27% / 4.87% / 5.35%
Bitcoin Cash (BCH)
5.48% / 6.25% / 6.87%
Binance Coin (BNB)
6.03% / 6.87% / 7.55%
Chainlink (LINK)
6.07% / 6.92% / 7.61%
Litecoin (LTC)
4.89% / 5.57% / 6.12%
Polkadot (DOT)
10.81% / 12.32% / 13.54%
Cardano (ADA)
4.71% / 5.37% / 5.63%
Bitcoin SV (BSV)
4.72% / 5.38% / 5.91%
USD Coin (USDC)
11.94% / 14.27% / 14.96%
EOS (EOS)
3.69% / 4.21% / 4.63%
TRON (TRX)
5.15% /5.87% / 6.45%
Stellar (XLM)
5.04% / 5.75% / 6.32%
Tezos (XTZ)
6.51% / 7.48% / 8.14%
Wrapped Bitcoin (WBTC)
5.77% / 6.58% / 7.23%
Filecoin (FIL)
6.19% / 7.34% / 7.81%
Cosmos (ATOM)
7.2% / 8.21% / 9.02%
Binance USD (BUSD)
11.79% / 14.17% / 14.77%
Dai (DAI)
11.79% / 14.17% / 14.77%
Dash (DASH)
5.60% / 6.38% / 7.01%
VeChain (VET)
4.71% / 5.37% / 5.90%
Ethereum Classic (ETC)
3.25% / 3.71% / 4.08%
THETA (THETA)
7.08% / 8.11% / 8.92%
Uniswap (UNI)
6.06% / 6.91% / 7.59%
Waves (WAVES)
3.84% / 4.38% / 4.81%
The Graph (GRT)
9.31% / 10.95% / 12.44%
OMG Network (OMG)
3.32% / 3.78% / 4.15%
Syntetix Network Token (SNX)
18.79% / 21.42% / 23.54%
TrueUSD (TUSD)
11.94% / 14.27% / 14.96%
TrueGBP (TGBP)
11.94% / 14.27% / 14.96%
TrueAUD (TAUD)
11.94% / 14.27% / 14.96%
TrueCAD (TCAD)
11.94% / 14.27% / 14.96%
TrueHKD (THKD)
11.94% / 14.27% / 14.96%
Solana (SOL) (NEW!)
7.82% / 8.91% / 10.12%
Nano (NANO) (NEW!)
6.03% / 6.87% / 7.55%
sUSD (SUSD) (NEW!)
11.79% / 14.17% / 14.77%
Algorand (ALGO)
6.01% / 6.85% / 7.53%
Basic Attention Token (BAT)
5.21% / 5.94% / 6.53%
0x (ZRX)
4.27% / 4.87% / 5.35%
Paxos Standard (PAX)
11.79% / 14.17% / 14.77%
Kyber Network (KNC)
6.10% / 6.95% / 7.64%
HUSD (HUSD)
11.79% / 14.17% / 14.77%
NEO (NEO)
2.55% / 2.91% / 3.2%
Zcash (ZEC)
3.69% / 4.21% / 4.63%
Qtum (QTUM)
3.40% / 3.87% / 4.25%
Ontology (ONT)
3.69% / 4.21% / 4.63%
Zilliqa (ZIL)
16.75% / 18.41% / 19.37%
Kusama (KSM)
11.59% / 13.21% / 14.52%
NEAR Protocol (NEAR)
11.47% / 13.08% / 14.37%
Ren (REN)
4.81% / 5.48% / 6.02%
IOTA (MIOTA)
3.58% / 4.08% / 4.48%
Status (SNT)
2.88% / 3.28% / 3.60%
Enjin Coin (ENJ)
4.89% / 5.57% / 6.12%
Decred (DCR)
5.41% / 6.17% / 6.78%
Siacoin (SC)
5.30% / 6.04% / 6.64%
Chiliz (CHZ)
10.32% / 12.04% / 14.68%
APYHARVEST tiers explained:
Tier 3: Reserved for users that HODL 25000 USDC and more for period of 90 days or longer.
Tier 2: Users that HODL 5000 USDC and more for period of 30 days or longer.
Tier 1: All users that HODL amount equal or larger than 10 USDC in any coin we support.
In all tiers you have COMPLETE FREEDOM with your assets – NOTHING IS LOCKED. You can withdraw part or all of your holdings and interests at any time, it will be processed in less than 12h. In Tier 2 and Tier 3, if you at any time do not HODL required assets before or after term ends, the Tier will be just reset to Tier 1, and there will be no penalty for that, you just lose possibility to earn with higher Tiers APY% rates. It is simple but if needed there is more info in our FAQs
Minimum amount to start earning is equivalent to 0.001 BTC, maximum amount vary depending on current rate of coin and amount of same coin that we borrow to institutions or users.
(these numbers are updated daily and included in all members email statements)
Date: 04. November 2020.
Current total top 3 coins – maximum amount available for members interest accounts:
BTC – 786.43 available for Tier 1 members ( or up to 627.18 for Tier 3)
USDC – 14286312 available for Tier 1 members (or up to 11390094 for Tier 3)
ETH – 2845 available for Tier 1 members (or up to 2268 for Tier 3)
DAI – 1104362 available for Tier 1 members (or up to 880885 for Tier 3)
BUSD – 971440 available for Tier 1 members (or up to 774860 for Tier 3)
…and much more
Exchange coins you HODL in your APYHARVEST account to any of 30+ coins we support. It will not affect your Tier level and it is convenient at times when price or APY % go up or down for specific coins.
Earn even more by referring your friends to open account at APYHARVEST. Check our reward programs page for more info.
POW ALERT!
We accept many major mining coins for direct mining rewards deposits – no meter how small transaction is. Every miner is welcome to redirect their mining rewards directly to their APYHARVEST wallets and earn up to APY 10.27%.
Currently we support: BTC,ETH,LTC,BCH,BSV,ZEC,ETC,ZEN,DASH,XMR,DCR,RVN,SC,DOGE,XZC,XVG,CKB and GRIN.
After registration, ask your private crypto banker for more details or check our FAQs.