EARN CRYPTO

Earn as high as 7.21% APY on BTC and 14.73% APY on stablecoins. Complete freedom of your assets - nothing is locked. Start earning from day 1. Open close family members joint or separate accounts.

BORROW CRYPTO

Borrow as low as 300 USDC with interest rates starting at 0.5% APR. Available 40+ coins. You are approved same day. No penalties, no fees. Loan-To-Value (LTV) ratios up to 67% on stablecoins.

SAVE CRYPTO

Save your crypto in your APYHARVEST crypto savings account. Make retirement plan for you or any of your close family member. Make short or long term plan for your children.

Earn interest on your crypto

Open interest account with us and earn up to 7.21% APY on BTC and up to 14.96% APY on USDC, compounding DAILY, and paid out daily.

Bitcoin

Bitcoin (BTC)

Earn 6.01% – 8.14% APY

Ethereum

Ethereum (ETH)

Earn 7.35% – 8.96% APY

USD COin

USD Coin (USDC)

Earn 13.61% – 16.73% APY

Tether

Tether (USDT)

Earn 13.37% – 16.57% APY

Plus, more than 50 available assets to hold and earn interest

Borrow ANY coin using your Crypto

Your crypto stays yours whole term. You get your desired amount of any coin from our offer, at a low interest rate,  5 different Loan-To-Value (LTV) ratios, and without giving up your initial crypto investment.

LTV% 20, 25, 33, 50 and 67:

btc  eth  usdt  usdc  DAI  busd  husd  tusd  pax

BTC, ETH, USDT, USDC, DAI, BUSD, HUSD, TUSD, PAX

LTV% 20, 25, 33 and 50:

ziltheta bchbnblinkltcdotadaeosxtz

ZIL, THETA, BCH, BNB, LINK, LTC, DOT, ADA, EOS, XTZ

LTV% 20, 25 and 33:

bsv trx xlmdashvetetcuniwavesomgsnxalgobatzrxknc

BSV, TRX, XLM, DASH, VET, ETC, UNI, WAVES, OMG, SNX, ALGO, BAT, ZRX, KNC

APYHARVEST interest rates start at 0.5% APR

Multipurpose Crypto Savings Account

APYHARVEST currently offer crypto savings accounts only in Bitcoin (BTC) and USDC (USD COin). Pick your plans.Terms are 5,10 and 20 years. During that period, your coins are not locked. If you need your coins before term end, there is no penalty for partial or full withdrawal from your crypto savings account. However, if you stick to your term, you will get additional bonus APY% on your saving for total period.

R: Crypto retirement plans

Term lengths 5, 10 and 20 years. Compounding DAILY. Stick to the plan for 180 days, and earn additional 0.3% more APY% per 180 days cycle.

J: Crypto joint savings account

Term lengths 5,10 and 20 years. Compounding DAILY. Stick to the plan for 180 days, and earn additional 0.3% more APY% per 180 days cycle.

C: Crypto child education plans

Compounding DAILY. Stick to the plan for 180 days, and earn additional 0.75% more USDC per 180 days cycle.

When you join APYHARVEST, ask your personal crypto banker about benefits and full breakdown calculations of each plan. For any additional info please look at our FAQs page. Start saving and planing your future NOW.